UpiZone provides software for creating and displaying UPI QR checkout details and order-specific payment links addressed to a merchant’s configured VPA.
Not a payment provider
UpiZone is not a bank, payment gateway, payment aggregator, UPI app, payment system operator or issuer of a UPI ID or bank account. UpiZone does not receive, pool, hold, route, settle or remit customer funds. A transfer, if made, is performed by the customer through their UPI app and banking relationships to the merchant’s own configured account.
No automatic payment verification
UpiZone does not access the merchant’s bank account to detect or independently verify an incoming payment. The merchant must check their own bank or UPI account and confirm a credit before approving an order or providing goods or services. A QR scan, submitted UTR, screenshot, payer confirmation, order screen, API response or webhook is not a substitute for that check.
Merchant and customer responsibilities
Merchants are responsible for their VPA, account eligibility, products and services, customer disclosures, fulfilment, refunds, disputes, records and compliance with applicable obligations. Customers should review the displayed payee and amount in their UPI app before authorising a transaction. Banks, UPI apps and other participants control their own systems, transaction outcomes and support channels.
No legal classification guarantee
This description explains the intended functionality of the current software; it does not determine or guarantee the legal or regulatory classification of any business activity. Regulatory treatment may depend on how a service is actually operated and on applicable law. Nothing on this site is legal, financial or banking advice. Merchants should seek independent advice for their own activities, and the operator should obtain qualified Indian legal advice before launch and as the service changes.
Contact
Questions about this notice: admin@upizone.com.
This page is intended as a clear description of the software and platform terms. It is not a substitute for legal advice specific to the operator or a merchant’s business.